They don’t cover anything 100% it’s closer to 40% if you’re lucky. They don’t pay for the labor or if a bolt has rust on it. They will NOT COVER THE REPAIR. If a job takes 3 hours they may pay for 1.2 hours. You’re stuck with the rest. If you do the math you pay them a monthly fee. They get that back whenever you go to the shop. Whatever they cover. You already paid for over time. So there’s no benefit here. It’s just another scam. You’re better off extending your factory warranty. Pick your own mechanic. Oh yeah they want you to use their oem parts. Something no shop or mechanic will do. So you end up paying for the parts out of pocket. I wouldn’t recommend this company to anyone. It’s all lies n a scam. Customer service is rude. They talk over you n will hang up on you without a second thought