We purchased this SUV "like new" with only 32K miles and bought a Carshield policy to cover any possible mishaps as the Manufacturer warrantee was ending. After only 3 months a reckless driver cut across the lane of oncoming traffic totaling our vehicle! By computer crossing additional debits occurred however todays call rectified all matters with a credit and a new policy I am purchasing! I BELIEVE IN CARSHIELD AND NEVER EVEN HAD TO SUBMIT A CLAIM!