After needing to put an end to what was a few years of high stress. I finally decided it was time to file. And man, I’m I glad I did. Talk about a duo. Mr. Gebelt and Mrs. Gebelt are an excellent team. They made what is a very tedious and detailed process, super easy and simple. My advice to anyone seeking relief is to be honest and transparent. Mr. Gebelt, the federal government and trustee are not your enemy, but fraud will 100 percent work against you. After filing my credit scored jumped up to about 650. Credit offers are already coming. Personally, borrowing is something I will not fall for again, but for many looking to buy a home, perhaps it will be helpful. Thank you Mr. and Mrs. Gebelt. I am looking forward to my fresh start.