Nicholas Gebelt, and his business manager, Mary, are efficient, responsive, available, and so friendly. Mr. Gebelt knows bankruptcy law inside and out, so that he is able to go directly to the very page and read upside down what the law states. His range of knowledge and experience made us feel comfortable from the first time we met with him until the court-hearing. My wife and I think he is the best, and his business mgr, Mary!