I have now used Jay as my mortgage/refi go-to guy multiple times. Not only has he has never failed me, he has given me superb service and great rates/service. The mortgage/refinance process can be intimidating, but not when you have Jay on your side. Because he is so awesome, I have recommended him to my sister, who was thrilled with his help. Her experience before meeting with Jay was a terrible one, but after meeting Jay, she was able to navigate the process (and she is no stranger to home buying, but this was in a different state), get her house, and get some relief.

If you want to be treated with respect, have all of your questions answered (and I had many), and have someone tell you how things really work, then contact Jay. He won't let you down and you will be one very satisfied customer, confident in what you do.