Advance America is conveniently located in front of Wal-mart in Hartselle. There is usually only one clerk working at a time but business seems a little slow so the wait time is not very long if any. The only clerk I have ever seen there is very knowledgeble about all their services and is very quick and thorough. They offer payday loans, money gram payments, pre-paid debit cards, & tax services but do not cash personal checks. The rates there are the same as any other cash advance store I've been to however most places offer discounts or coupons occasionally or for first time customers. This one does not. Overall, it's close and efficient. I will be a returning customer.