Hi my name is Lupita Padilla I had a checking account about I am not sure when but I went to reopen an they told me I had to write the SAFCU so that is why I am texting u why can I not reopen my checking account which I cannot have a second chance I know it yook me time to paid it but I paid u every penny so please is their I way k can reopen my checking an saving account please so I can have my Social Security an my SSI as direct deposit please ...please give me another chance please..Lupita G Padilla