My don got an accident on his bike last friday and went to hospital fast. I forgot to bring my sons's health insurance card because I was so hurry. I only remembered the company name and then I gave that information to reciptionist. Few hours later, the reciptionist told me the agent of caloptima find the patient information even if there was so much similiar names. They helped her the best so that she never needed to ask me anything further. That service was so excellent. I recommand to everyone.