I’ve had CarShield for 2.5 years. Out of three claims they partially covered one, and didn’t cover the other two. Apparently I didn’t realize what was offered to me didn’t cover everything that happened to my 2005 vehicle. Before you sign up, make absolutely sure you understand everything. I read the positive reviews, and thought it was a good idea but now I’m kicking myself. What I paid for the benefit I could have used to pay for my repairs. Very disappointed.