Going into Bell Honda I had a unique situation which involved rolling over negative equity from a totaled car. Luckily, a previous year Civic showed up which had been returned, and they were able to finance this brand new Civic and roll over the negative equity. Also, they really gave me a great deal on the financing. I was able to get a new car with a monthly payment less than my previous car(2015 Honda Civic). I was really worried about getting stuck with $6500 of negative equity and having my credit affected, but Matthew and Scott in the finance team were able to give me a sweet deal. This was all without a cosigner. I initially went to a different dealership and they said I would need 3k down and a cosigner. However, Scott remembered me from my initial purchase last year and was able to work out a deal for me. I now have the exact same car but with 20k less miles on it, all for $100 less each month. Thank you!!