Consolidated Credit Counseling Services, Inc.

Business Description:

Provides credit counseling, financial education and debt management programs for consumers seeking to consolidate credit card debt and other bills.


debt counseling services
Request an appointment

Dan's Review



Will Recommend

Morrisville , NC

Consolidated Credit Counseling Services, Inc.

Terrible experience!

I've been involved with this so called non profit for over a year now. They have zero negotiating skills with the credit card companies. I had to do all the work and ultimately 3 credit card companies, to which I was trying to consolidate, all reported late payments to the credit bureaus to which I now cant get off. They will leave you hanging.


Dear Dan,
One of the biggest benefits to our debt management program is lower interest rates. While we can’t guarantee that creditors will accept our proposals which most creditors do, some even lower their rates to 0% and consistent payments should have a positive impact on your credit rating. At the beginning of the debt management program we advise clients to keep making payments while we negotiate with their creditors to avoid missed payments and ultimately late fees. We have little control over how quickly a creditor will take in assessing your situation. Many respond quickly but others can take much longer. Since you did not provide your full name, we’re unable to verify whether you’re a client or check your account to see what’s going on. And, even though creditors don’t accept the proposals for lower interest rates, many clients enroll or remain in the program because of the reduced monthly payments and increase in their cash flow. If in fact you are a client and wish to discuss this matter further, please give us a call at 1-877-201-7780 and one of our representatives will be happy to go over your account. We thank you for choosing Consolidated Credit and wish you the very best on your journey out of debt.

Consolidated Credit Counseling Services, Inc. commented on 03/24/2016