Joining the CCC program was the best decision I have ever made! I was in deep credit card debt and was beginning to fall behind on my payments. CCC worked with my creditors to lower my interest rates and put me on a payment plan that fit my budget. Now, 3 years later, I'm credit card debt free! Every time I called CCC their customer service advisers were friendly and knowledgeable. They calmed my anxieties and educated me about the credit card payoff process. I am eternally grateful to CCC for helping me pay off my credit card debt!!