Consolidated Credit Counseling Services, Inc.

Business Description:

Provides credit counseling, financial education and debt management programs for consumers seeking to consolidate credit card debt and other bills.


debt counseling services
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Tammy's Review



Will Recommend

Concord, NC

Consolidated Credit Counseling Services, Inc.

a lifesaver

I have struggled most of my adult life with debt. I feel like I am responsible person and have never gone "crazy" with credit cards. But in this economy that we are living there were many times that i had to buy gas and groceries on credit just to make it from paycheck to paycheck. of course the snowball effect began and the bill started piling up ( making the minimum payments became impossible)For anyone out there that has lived this nightmare you know that once you get behind catching up is a joke! I could not answer my telephones and the letters they were sending just plain scared me! remember I am the responsible one that takes care of my obligations! as a last resort I started checking into help! do I file bankruptcy or do I consolidate? Well after talking to Consolidated Credit I felt that this was the best way to go. I was so right! My trick was to open a seperate checking account at my bank and I had the amount of money that I needed each month to pay CC put in that account. I had CC automatically wirthdraw from that account. doing it this way I was sure not to be short on funds when the payment came up.
Everything got paid off and it even was a few months sooner than we had been told. Is it a perfect situation? No but it was better than Bankruptcy, and much better than the phone calls and lettters