We were up to our ears in credit card debt from purchasing a house we couldn't afford. They were able to enroll most of the credit card companies in the program and brought our interest rates to anywhere from 0 to 2. Now, at the halfway mark, we can envision what it will be to be completely debt free!
They are incredibly warm and helpful when you call. They are always available and they keep close track of your creditors by requesting quarterly updates, making sure all the companies are still at the agreed interest rate.

The monthly fee is nominal.