When I first began Consolidated Credit Counseling Service, I was approximately $8,000 (give or take) in medical, credit and revolving debt. It really took a lot for my nerves to settle and realize I needed to stop running from what I'm obligated to face. I was embarrassed that I am so young and have comparible debt to someone in their 30's. I made the call early in 2008 and am still fulfilling my promise to myself and debtors. With my faithful commitment to what I owe, I started to see how much I was paying and how much more I DO NOT owe. The program is a life and sanity saver. Whenever I have a question or a concern, the friendly professional counselors guide me. I am almost debt free (mid 2009) and feel more relieved than ever. I do not know the position I would be in now if it wasn't for this fabulous service I am so thankful for. Re-gain piece of mind with the Consolidated Credit Counseling Team, words can't explain what they will do for you and your life.