Bunch of Crooks; Stay away!!!!!!!!!!!!!!
Stay away from Consolidated Credit (C.C); They will milk your wallet dry with their fees. If you are looking to file a Consumer Proposal (C.P), go see a non-profit credit counselling for free.
I phoned C.C looking for advise, they then recommended that I file a C.P, which I did with them...for a price of $2001 and all they did was recommend me to bankruptcy trustee.
be aware guys, do your homework, I was unaware and wanted to resolve my Finincial situation that I didn't do my research well in advance...all C.C do is refer customers to a trustee and charge people thousands of dollars in the process, why? because you are vulnerable and they want to milk your wallet. Only a trustee has the legal power to file a C.P or a bankruptcy on your behalf.
I remember getting phone calls from C.C (Dal) requesting me to make the payments otherwise, my C.P won't be filed and that I will need to hire a lawyer in order to resolve the issue ...after doing a well informed research online, I found out that this was a bunch of lies. C.C has no power in filing the C.P; only a trustee can do that.
Once I found this, I had already paid 1334 to them. I then put a stop on the last payment and demanded a refund to which they denied. I just don't understand why you would charge me thousands of dollars for a REFERRAL. I came C.C for help and advise and they took advantage of my vulnerability.
Be aware of companies like this. I NEED my 1334 back. Dal, you know who I am. I need my money back or I'll go to the media.