Purchased insurance and paid $550 for the first month. Turns out the insurance does not cover any claims in the first 30 days even though you paid for coverage. I went to a $@!#% preventative appointment that was supposed to be free. Now I have a $450 bill on top of the $550 that did not cover anything. ABSOLUTE SCAM! Now speaking with lawyers about what to do. Several recorded phone calls and they are all liars and never mentioned that you can't use the insurance for the first 30 days.