If i can give First Health 0 star, I would. They lie to me about my insurance plan. They told me this is only one time payment for the whole year, but next month, they billed me. If i don't pay, they cut me off. Imagine paying around $1000 per month for the insurance, for who has less incomes. This is crazy! Every time, i called them, there are different agents and they can't help me AT ALL. They said they will get back to me, but nothing. However, when they want to sell their insurance, they keep calling me. Guys, please find another insurances who has better services and do what they said or what they offer to you. Make sure they send you the confirmation because mine they wasn't. They just ran away with the money! I really wanna get my money back.