Another unfortunate person who was scammed by these awful people!!!!! The lady sounded SO LEGIT. I thought I was speaking to a legit health care company. Told her my husband and I wanted to have a baby and I needed health insurance. That didn't stop them from scamming me right before Christmas. Like everyone else, they told me I could go anywhere with the insurance but called around and not 1 single OBGYN took this insurance. I began to panic, couldn't get ahold of them, I called 100 times. Googled it and seen how it is a SCAM. Absolutely disgusting.