ZERO STARS!!!!!!! Don’t do it! Like everyone else’s reviews I did not listen. In Florida it’s difficult to find insurance if you’re not insured through work at my age. DO NOT DO IT! The sales person I spoke with knew I have a condition that sends me to the Hospital for emergency visits at any given time, HE KNEW THIS! He knew I needed to be covered for ER visits!!!!!! Am I ? Absolutely not! Thank the lord I’ve only had one visit since having this ins! $11,000 later!! This is no joke! I’ve worked so hard to keep me credit great! I can not afford an $11,000 payment! I’m paying $600 a month for this $@!#%! Take that back was paying $600 this company is terrible! Don’t do it! Pay the money to get a big name, you know what you’re getting with them!!