I decided to look for less expensive auto insurance at the beginning of this year. I just searched the web for quotes and this is the insurance office that had the best deal for me. I have not had a claim since I got this policy in February 2009, but the insurance agent that sold me my policy was very nice and knowledgeable. I was able to eliminate a few of the extras that I was paying for that I now know I really did not need, based on my driving profile.