I am so satisfied with the work that Dave, Elise and Tomas of American Mortgage Group did for me. I am a retired lady on a very low income who desperately needed to refinance my HECM loan to pay off mounting bills. I was already turned down by one lender a few months before because my debt to income ratio was way too high. I told them in advance about my doubts, but they said they would like to try for me and they were so diligent. They succeeded in getting me the loan. I would be delighted to recommend them to anyone considering a HECM loan or refinance.