I went to Money Mart to get a loan to carry me through until payday. I found them to be helpful, pleasant, and very fast and efficient. They have an excellent rate of interest, and take the time to explain in detail what their expectation is of the customer. You are approved for a certain amount, and you leave them a blank cheque. On payday, you can choose to pay back cash and get your cheque back, or you can allow them to cash it the next day. I highly recomment Money Mart for anyone needing a short-term solution.