IMC was referred to me. I was always a little skeptical about credit repair but as soon as I spoke to my credit consultant, the expectations were all laid out on the table and set. I love the fact that I was able to do everything online and over the phone. Everything told to me was DELIVERED and in a timely manner, I might add! The end result now is my credit has been repaired! Everything was cleared up and corrected! I was then able to get my home loan! I would also like to thank the wonderful staff. Especially Julia :) The Customer Service here is their ultimate goal, and I have to say it is above average! Whenever I called and needed information, I could count on them to be VERY prompt and helpful at all times! Thank you so much IMC USA!