My husband and I owed $100.000 dollars since 9\11 took a toll on our business..That's 14 years of $@!#%...I tried several years ago to do the olc myself but after several years it failed..With 2 liens on my home we had to do something. After researching the internet we chose Colonial Tax from all the positive feedback.. Our consultation with Rick made us feel like we had a shot...When your broke its scary to have to come up with the money....but in our case it was definitely worth it...After 2 years they accepted out offer of around $1700.00..Bam! These people know what their doing.. Thank you Beverly,Nate and Rick..You saved our lives...