I started with a different debt consolidation company and felt as if they weren't helping me at all. I had developed a spreadsheet of all my debts, not just the ones on my credit reports. They were mainly medical bills. Not only did Melvin review my spreadsheet with me, but he also used it in conjunction with my credit report to determine which entries I could consolidate. I found him to be very thorough and easy to work with. He worked quickly, letting me know which debts I needed to pay and which we would consolidate. I feel so organized. On top of it, he gave me a great price for my consolidation. I will be keeping his contact information and won't hesitate to call if I have any questions. I would highly recommend him to everyone.