I managed to creat a large amount of debt in my life. I had a heart attack in 3015 snd knew retire May be inevitable soon. Curadebt stopped all the harassing calls consolidated all but one bill. I could finally breath again. They were there for me every step of the way. I was surprise how quickly they managed negotiate a payoff for several smaller accounts. My larger balance took more time but as time passes and accounts are paid off my monthly pay to Curadebt reduced. It was a liberating moment to graduate from the program. I would recommend Curadebt to anyone that has financial debt woes!