I had a very good experience with a Senior Debt Counselor. She helped me as I struggled through letting go of my credit cards. I was happy I made the choice to go this course and get started on becoming debt free. I forgot what it was like before I had credit cards. But I feel so relieved already. Deb was a lot of fun and very helpful, feels like a new friend. It was very informative, easy and affordable for me to do. I'll review again in the phases to come.