I would highly recommend calling CuraDebt if you are thinking about getting committed and serious with getting out of your debt situation. The load is heavy and stressful and CuraDebt has so much to offer to custom fit your situation. They do not hassel or push you to do their program. Allen Smith has been a true blessing and I am so thankful he took my call. He only followed up with me after a few days of talking about what CuraDebt could do for me to see if I was still interested, he never tried to be annoying and left the ball in my court to decide on the next steps. He guided me through every step of the program detail by detail and always answered my question. He is very responsive when leaving a voicemail, gets back with you the same day and very knowledge in his line of work.