My husband and I thought we had our retirement plans set until he developed a heart valve problem that ultimately required surgery. We had term life insurance in place to cover my needs in case he should pre-decease me. Unfortunately, his term policy reached the end of its level payment period and because of his valve replacement (which was totally successful, thank goodness!), we were unable to secure a reasonable level rate plan and had to accept extremely accelerating premiums. We checked with a number of agents who were unable to offer us any reasonable program. My husband even spoke with his cardiologist, whom we thought would probably have had this question posed by other patients, and his only suggestion was to buy a number of smaller policies that might not have the same stringent medical restrictions. When we found Chris Huntley (on an internet search), we were immediately amazed at the lengths he went to in order to secure the insurance we needed for peace of mind. We ended up with more life insurance than wed had previously for only slightly more than wed been paying, and without the worry of increasing premiums. During this whole process ( and I think anyone will tell you that securing insurance is not a simple thing), Chris and his assistant, Kim, were incredibly attentive to our questions and steered us through the whole thing.
I really appreciate his fighting for us to get the best possible rates when no one else would do that they just basically told us it wasnt possible or didnt even call us back. Aside from now having the insurance we need, we feel that weve made a friend.