My wife and I were frustrated in our situation, we had mixed feelings about claiming bankruptcy and frankly we were embarrassed about having to sit down and discuss our dirtly laundry with anyone. Steve Lever assuaged all our fears and handled our situation with comprehension, care and concern. We thought we were at an impasse during the process with the Bankruptcy judge but Steve's experience and patience confirmed that he knew exactly what he was talking about. I recommend you consult with Mr. Lever before making any decision of this nature.