I'm 29 years old, born and living in the U.K. I don't know whether it was my own fault due to forgetting to pay, or if there was an issue with the payment going through, but I have ended up missing the deadline for a British Gas payment of £280. Upon finding out I'd missed this repayment after receiving a letter in the post (no reminders since the initial bill was issued), I paid it immediately, but it was too late. I checked my credit score on Experian, and it had dropped a massive 157 points(l) due to this one single missed payment. To add some context, my credit score has been 999 (the max) since I was 18 years old. It has never once dipped as I am always on top of all my payments. I have no credit cards, no loans, and never have been in any debt my entire life. I have paid my bills on time every single month for the last 10 years and am shocked that this one single miss has caused such a drastic drop! Usually I wouldn't be as bothered, but I was in the process of applying for my first mortgage! I became terrified that this is going to affect my application. I was introduced to PINNACLE CREDIT SPECIALIST by a realtor agent Daniel. I must say my experience working with Pinnacle Credit Specialist is the best. I have gained back my excellent credit score within a few weeks working with them. What impressed me most is how he went the extra mile for me when it came to making sure I got the mortgage I wanted with a low deposit down. Thanks to my realtor Daniel for recommending Pinnacle Credit Specialist, my credit score is back to 999. Email: PINNACLECREDITSPECIALIST@GMAIL.COM or call +1 (409) 331 2269. Thank you so much.