I couldn't have made a better choice than signing on with Consolidated Credit. Their staff is compassionate as well as professional. I was so impressed with the patience, time and care they took to make me comfortable with my decision. They never pressured me, it took me weeks to decide, but patiently answered all of my questions and let me join in my own time. When I did apply, after completing my own research, I was certain I made the right choice. I have not had any regrets, even the one month I had difficulty I was met with genuine understanding and an offer of education and services to help me continue to manage my credit. The quality of my life during unemployment is so much better than it could be had I not made this decision.