I'm a broker, so I place insurance for my client. They are a national organization that has events around the country. They do a lot of golfing tournaments. What they do is the contact me with the application for the event, which gives the location, number of participants, hole yardage, and what they're wanting to give away as a prize. I forward the information to National Hole In One Association and they turn it around pretty quickly and give me a quote. Then my client decides whether they'll go with the insurance or not.

I have to admit that Hole In One makes it fairly effortless. I think this the third year that we've been working with them. It's a pretty easy process and they have pretty competitive prices. Their people are very easy to deal with as well. I haven't had any issues with them the whole time we've been working together.