I would NEVER reccommend any first time home buyer to Destiny Mortgage. I was referred to them by a family friend and had a HORRIBLE experience. After months of inadequate service and unprofessionalism, the broker even tried to scam me out of money by telling me to bring a check to the settle that was made out to him personally. Luckily, the broker was unable to come to settlement, and my lawyer caught the scam before it was too late. STAY AWAY FROM DESTINY MORTGAGE GROUP!